:root{--royal-blue: #002366;--royal-blue-light: #003399;--gold: #D4AF37;--gold-light: #F9E231;--gold-dark: #A67C00;--deep-navy: #001a4d;--soft-white: #F8F9FA;--glass-bg: rgba(255, 255, 255, .1);--glass-border: rgba(255, 255, 255, .2);--font-heading: "Outfit", sans-serif;--font-body: "Inter", sans-serif;--section-padding: 140px 20px 80px;--container-max-width: 1200px;--gold-glow: 0 0 20px rgba(212, 175, 55, .3);--soft-shadow: 0 10px 30px rgba(0, 0, 0, .1)}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-body);background-color:var(--soft-white);color:var(--royal-blue);line-height:1.6;overflow-x:hidden}h1,h2,h3,h4{font-family:var(--font-heading);font-weight:700}.container{max-width:var(--container-max-width);margin:0 auto;padding:0 20px}.text-gold{color:var(--gold)}.bg-blue{background-color:var(--royal-blue);color:#fff}.text-center{text-align:center}.btn{display:inline-block;padding:14px 32px;border-radius:50px;text-decoration:none;font-weight:600;transition:all .3s ease;cursor:pointer;border:none;font-family:var(--font-heading);text-transform:uppercase;letter-spacing:1px}.btn-primary{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-dark) 100%);color:var(--deep-navy);box-shadow:var(--gold-glow)}.btn-primary:hover{transform:translateY(-3px);box-shadow:0 10px 25px #d4af3780}.btn-outline{border:2px solid var(--gold);color:var(--gold);background:transparent}.btn-outline:hover{background:var(--gold);color:var(--royal-blue)}section{padding:var(--section-padding);scroll-margin-top:100px}.section-title{font-size:2.5rem;margin-bottom:50px;position:relative;display:inline-block}.section-title:after{content:"";position:absolute;bottom:-15px;left:50%;transform:translate(-50%);width:60px;height:4px;background:var(--gold);border-radius:2px}header{position:fixed;top:0;left:0;width:100%;z-index:1000;background:#00236666;-webkit-backdrop-filter:blur(5px);backdrop-filter:blur(5px);padding:25px 0;transition:all .3s ease}header.scrolled{background:#002366f2;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);padding:15px 0;border-bottom:1px solid var(--glass-border)}header nav{display:flex;justify-content:space-between;align-items:center;position:relative}.logo{display:flex;flex-direction:column;text-decoration:none;z-index:1003}.logo-main{font-size:1.5rem;font-weight:700;font-family:var(--font-heading);line-height:1}.logo-tagline{font-size:.65rem;color:var(--gold);text-transform:uppercase;letter-spacing:.5px;margin-top:4px;font-weight:500;opacity:.9}.nav-links{display:flex;gap:30px;align-items:center}.nav-links a{color:#fff;text-decoration:none;font-weight:500;font-size:.9rem;transition:all .3s;padding:8px 12px;border-radius:8px}.nav-links a:hover,.nav-links a.active{color:var(--gold);background:#ffffff1a}.mobile-menu-btn{display:none;flex-direction:column;gap:5px;cursor:pointer}.mobile-menu-btn span{width:25px;height:2px;background:var(--gold);transition:all .3s}#hero{min-height:100vh;display:flex;align-items:center;justify-content:center;background:linear-gradient(#002366d9,#002366f2),radial-gradient(circle at center,var(--royal-blue-light) 0%,var(--royal-blue) 100%);position:relative;overflow:hidden;padding:120px 20px 60px}#hero h1{font-size:5.5rem;font-weight:800;margin-bottom:30px;color:#fff;line-height:1.05;letter-spacing:-2.5px;text-shadow:0 4px 20px rgba(0,0,0,.4)}#hero p{font-size:1.15rem;color:#ffffffd9;max-width:650px;margin:0 auto 50px;line-height:1.6;font-weight:400}.hero-btns{display:flex;gap:20px;justify-content:center;flex-wrap:wrap}.glass-card{background:var(--glass-bg);-webkit-backdrop-filter:blur(15px);backdrop-filter:blur(15px);border:1px solid var(--glass-border);padding:60px 40px;border-radius:30px;box-shadow:var(--soft-shadow);max-width:800px;margin:0 auto}.glass-card h3{font-size:2rem;margin-bottom:20px;color:var(--gold)}.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:40px;margin-top:60px}.card{background:#fff;padding:2rem;border-radius:20px;box-shadow:var(--soft-shadow);border-top:5px solid var(--gold);transition:transform .3s ease}.card:hover{transform:translateY(-5px)}.table-container{overflow-x:auto;border-radius:20px;box-shadow:0 15px 35px #0000001a;background:#fff;margin:30px 0;border:1px solid rgba(0,35,102,.05)}table{width:100%;border-collapse:collapse;font-family:var(--font-body)}th{background:var(--royal-blue);color:#fff;padding:18px 25px;font-family:var(--font-heading);font-size:.95rem;letter-spacing:.5px}td{padding:18px 25px;border-bottom:1px solid #f0f0f0;color:var(--royal-blue)}tr:last-child td{border-bottom:none}tr:hover td{background:#fcfcfc}.stat-card{background:#fff;padding:30px;border-radius:20px;border-left:6px solid var(--gold);box-shadow:var(--soft-shadow)}.status-pill{padding:6px 14px;border-radius:50px;font-size:.8rem;font-weight:700;text-transform:uppercase}.status-pending{background:#fff3cd;color:#856404}.status-approved{background:#d4edda;color:#155724}.status-review{background:#cce5ff;color:#004085}.alert{background:#fff3cd;border:1px solid #ffeeba;color:#856404;padding:1.5rem;border-radius:var(--radius);margin:2rem 0}.alert-danger{background-color:#f8d7da;border-color:#f5c6cb;color:#721c24}.accordion-item{border-bottom:1px solid #eee}.accordion-header{padding:1.5rem;width:100%;text-align:left;background:none;border:none;font-weight:600;font-size:1.1rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center;color:var(--royal-blue)}.accordion-content{max-height:0;overflow:hidden;transition:max-height .3s ease-out;padding:0 1.5rem}.accordion-item.active .accordion-content{max-height:500px;padding:1.5rem;background:var(--soft-white);border-top:1px solid #eee}.assistance-cards{display:flex;flex-direction:column;gap:20px}.assistance-card{background:#fff;border-radius:12px;padding:20px;box-shadow:var(--soft-shadow);border-left:5px solid var(--gold)}.assistance-card h4{color:var(--royal-blue);font-size:1.25rem;margin-bottom:10px}.assistance-row{display:flex;justify-content:space-between;margin-bottom:8px;padding-bottom:8px;border-bottom:1px dashed #eee}.assistance-row:last-child{border-bottom:none;font-weight:700;color:var(--royal-blue-light)}.desktop-table{display:table}.mobile-cards{display:none}@media(max-width:768px){.desktop-table{display:none}.mobile-cards{display:flex;flex-direction:column;gap:15px}}footer{background:#f8f9fa;padding:0;margin-top:auto;border-top:none}.legal-banner{background:var(--gold);color:var(--royal-blue);text-align:center;padding:12px 20px;font-weight:700;font-size:.9rem;text-transform:uppercase;letter-spacing:1px}.footer-main{padding:4rem 20px 2rem;max-width:var(--container-max-width);margin:0 auto}.footer-content{display:grid;grid-template-columns:2fr 1fr 1fr;gap:4rem;margin-bottom:3rem}.footer-bottom{text-align:center;padding-top:2rem;border-top:1px solid #eee;color:var(--text-light);font-size:.9rem}@media(max-width:768px){.nav-links{display:none}.mobile-menu-btn{display:block}.hero h1{font-size:2.2rem}.footer-content{grid-template-columns:1fr;gap:2rem}}.reveal{opacity:0;transform:translateY(30px);transition:all 1s ease}.reveal.active{opacity:1;transform:translateY(0)}@media(max-width:768px){#hero h1{font-size:3rem}#hero p{font-size:1.1rem}.hero-btns{flex-direction:column}.timeline-step{flex-direction:column;text-align:center}.section-title{font-size:2rem}.nav-links{position:fixed;top:0;right:-100%;height:100vh;width:280px;background:var(--royal-blue);flex-direction:column;justify-content:center;align-items:center;transition:.4s cubic-bezier(.165,.84,.44,1);z-index:1001;box-shadow:-10px 0 30px #00000080;padding:2rem}.nav-links.active{right:0;display:flex}.nav-links a{font-size:1.2rem;padding:15px 30px;width:100%;text-align:center;color:#fff!important}.mobile-menu-btn{display:flex;z-index:1004;background:none;border:none;padding:10px}.mobile-menu-btn.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}.mobile-menu-btn.active span:nth-child(2){opacity:0}.mobile-menu-btn.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}}.page-title-section{background:var(--royal-blue);padding:100px 20px 40px;text-align:center;color:#fff;margin-bottom:60px}.page-title{font-size:2.5rem;font-weight:800;margin:0;color:var(--gold);text-transform:uppercase;letter-spacing:2px}.policy-content{line-height:1.8}.policy-section{margin-bottom:2.5rem;padding-bottom:1.5rem;border-bottom:1px solid #eee}.policy-section h3{color:var(--royal-blue);margin-bottom:1rem;font-size:1.4rem}.policy-section ul{padding-left:25px;margin-top:10px}.policy-section li{margin-bottom:8px}.alert{padding:1.5rem;border-radius:12px;margin-bottom:1.5rem}.alert-danger{background:#fff5f5;border-left:5px solid #ff4444;color:#c53030}@media(max-width:768px){.page-title-section{padding:120px 20px 40px}.page-title{font-size:1.8rem}}.app-overlay{position:fixed;top:0;left:0;width:100%;height:100%;background:#002366;z-index:2000;overflow-y:auto;display:none;padding:0;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px)}.app-overlay.active{display:block;animation:fadeIn .3s ease-out}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.overlay-header{position:sticky;top:0;left:0;width:100%;background:#002366f2;padding:15px 0;box-shadow:0 5px 20px #0003;z-index:2010;-webkit-backdrop-filter:blur(5px);backdrop-filter:blur(5px)}.overlay-header .overlay-nav-links{display:flex;gap:15px;align-items:center}@media(max-width:768px){.overlay-header .overlay-nav-links{gap:6px;margin-left:auto}.overlay-header .overlay-nav-links button{padding:4px 8px!important;font-size:.65rem!important;font-weight:700;white-space:nowrap;letter-spacing:-.2px}.overlay-header .mobile-menu-btn{display:none!important}.overlay-header .logo-main{font-size:.85rem!important}.overlay-header .container{padding:0 10px!important;gap:5px!important}}.app-container{max-width:900px;margin:40px auto;background:#fff;padding:50px;border-radius:30px;box-shadow:0 30px 60px #0000004d;position:relative;border-top:8px solid var(--gold)}.overlay-hero{text-align:center;margin-bottom:50px;padding-bottom:30px;border-bottom:2px solid #f0f0f0}.overlay-hero h1{font-size:2.2rem;color:var(--royal-blue);margin-bottom:10px}.overlay-hero p{color:#666;font-size:1.1rem}.app-close{position:absolute;top:25px;right:30px;font-size:2rem;color:var(--royal-blue);cursor:pointer;background:none;border:none;transition:transform .3s}.app-close:hover{transform:rotate(90deg) scale(1.2);color:var(--gold-dark)}.stepper{display:flex;justify-content:space-between;margin-bottom:50px;position:relative}.stepper:before{content:"";position:absolute;top:20px;left:10%;right:10%;height:2px;background:#eee;z-index:1}.step{position:relative;z-index:2;text-align:center;flex:1}.step-circle{width:40px;height:40px;background:#eee;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 10px;font-weight:700;color:#999;transition:all .3s;border:3px solid white}.step.active .step-circle{background:var(--royal-blue);color:var(--gold);box-shadow:0 0 15px #0023664d}.step.completed .step-circle{background:var(--gold);color:var(--royal-blue)}.step-label{font-size:.8rem;font-weight:600;color:#666;text-transform:uppercase}.step.active .step-label{color:var(--royal-blue)}.form-step{display:none}.form-step.active{display:block;animation:slideUp .4s ease-out}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.form-title{font-size:1.8rem;color:var(--royal-blue);margin-bottom:30px;border-left:5px solid var(--gold);padding-left:20px}.form-group-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-bottom:25px}.form-group{margin-bottom:20px}.form-group label{display:block;margin-bottom:8px;font-weight:600;font-size:.9rem;color:var(--royal-blue)}.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px 15px;border:2px solid #eee;border-radius:10px;font-family:var(--font-body);font-size:1rem;transition:all .3s}.form-group input:focus{border-color:var(--royal-blue);outline:none;box-shadow:0 0 0 4px #0023660d}.beneficiary-section{margin-top:40px;border-top:1px solid #eee;padding-top:30px}.table-container{overflow-x:auto;margin-bottom:15px}table{width:100%;border-collapse:collapse}th,td{padding:12px;text-align:left;border-bottom:1px solid #eee}th{font-weight:600;color:#666;font-size:.85rem}.btn-add{background:var(--royal-blue);color:var(--gold);padding:8px 16px;border-radius:5px;border:none;font-size:.85rem;cursor:pointer;font-weight:600}.btn-remove{background:#ff4757;color:#fff;padding:5px 10px;border-radius:4px;border:none;cursor:pointer}.checklist-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:30px}.checklist-group h4{color:var(--gold-dark);margin-bottom:15px;font-size:1.1rem}.checkbox-item{display:flex;align-items:center;gap:10px;margin-bottom:10px;cursor:pointer}.checkbox-item input{width:20px;height:20px;accent-color:var(--royal-blue)}.women-only-trigger{background:#fff5f5;padding:20px;border-radius:15px;border:1px dashed #feb2b2;margin-top:30px}.disclosure-item{background:#f8f9fa;padding:15px 20px;border-radius:12px;margin-bottom:15px;border-left:4px solid var(--royal-blue)}.disclosure-item label{display:flex;gap:15px;font-size:.95rem;cursor:pointer}.upload-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}.upload-card{border:2px dashed #ddd;padding:30px;border-radius:20px;text-align:center;transition:all .3s}.upload-card:hover{border-color:var(--gold);background:#fdfaf0}.upload-card i{font-size:2rem;color:var(--royal-blue);margin-bottom:15px;display:block}.file-preview-img{max-width:100%;width:280px;height:auto;border-radius:10px;margin-top:15px;border:3px solid var(--royal-blue);display:block;margin-left:auto;margin-right:auto;box-shadow:0 4px 10px #0000001a}.upload-card label{cursor:pointer;display:block;width:100%}.step-nav{display:flex;justify-content:space-between;margin-top:50px}@media(max-width:768px){.app-container{padding:30px 20px}.form-group-grid{grid-template-columns:1fr}.stepper{flex-wrap:wrap;gap:10px}.step-label{display:none}}.address-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px;margin-top:10px}.address-grid .full-width{grid-column:span 2}@media(max-width:768px){.address-grid{grid-template-columns:1fr}.address-grid .full-width{grid-column:span 1}#beneficiary-table thead{display:none}#beneficiary-table tbody tr{display:flex;flex-direction:column;background:#fff;border:1px solid #eee;border-radius:8px;padding:15px;margin-bottom:10px;box-shadow:0 2px 5px #0000000d;position:relative}#beneficiary-table td{padding:5px 0!important;border:none!important;display:block;width:100%}#beneficiary-table td:before{content:attr(data-label);font-weight:600;font-size:.8rem;color:var(--royal-blue);display:block;margin-bottom:2px}#beneficiary-table input,#beneficiary-table select{width:100%;margin:0}.btn-remove{position:absolute;top:10px;right:10px;background:#ffe5e5;color:#ff4757;width:30px;height:30px;border-radius:50%;display:flex;align-items:center;justify-content:center}}